Software & services
KAL Kalignite
Software partnerKAL
One software platform across ATMs from many brands, monitored from one screen and supported locally.
- supported, back to XFS 2.0
- XFS4IoT
- supported, back to XFS 2.0
- ready, with Hypervisor for older terminals
- Windows 11
- ready, with Hypervisor for older terminals
What it does for you
One estate, every brand
Run self-service terminals from different vendors on one software platform.
Fewer outages and site visits
Spot faults sooner and fix many of them remotely.
New services, sooner
Add transactions and screens without waiting on the hardware vendor.
Secure and compliant
EMV-certified, Visa & Mastercard certified and PCI DSS-ready.
The Kalignite modules
Platform
Kalignite Platform
One software foundation for ATMs from many hardware vendors, so the fleet is no longer tied to one brand.
What sets it apart
- Runs across ATM brands
- XFS 2.0 to XFS4IoT
- Kalignite Security Lockdown
ATM application
K3A · Kalignite Advanced ATM Application
The ATM application your customers use, branded and extended by your bank, on any supported hardware.
What sets it apart
- Contactless, cardless and QR
- Design Studio for screens and transactions
- Targeted ATM campaigns
NDC upgrade
Kalignite NDC
Move an existing NDC network to modern multi-vendor software without changing your host.
What sets it apart
- Keeps your NDC host
- Adds bill pay, cheque imaging, top-ups
- Works on mixed fleets
Monitoring
KTC · Kalignite Terminal Controller
See, fix and update the whole ATM network from one console, without sending an engineer for every issue.
What sets it apart
- Real-time view of every ATM
- Remote fixes and reboots
- Central software and patch updates
Card acquiring host
KTH · Kalignite Terminal Host
A card-acquiring host that authorises, routes and settles transactions for ATM, kiosk and POS networks.
What sets it apart
- ATM, kiosk and POS
- Visa, Mastercard, American Express
- Cloud or on-premises
Why Kalignite

Choose hardware freely
- One application across many terminal brands
- Mix brands in one network
- The same customer experience everywhere
Run the fleet from one screen
- Real-time view of every ATM
- Remote fixes and reboots
- Central software and patch updates
Launch new services faster
- Contactless, cardless and QR
- Design Studio for screens and transactions
- Targeted ATM campaigns
Security built in
- Kalignite Security Lockdown: only approved software runs
- EMV-certified kernel
- Biometric authentication ready to switch on
Where it's used
Mixed-vendor fleets
One application and one console for terminals from different manufacturers.
Existing NDC networks
Move to modern multi-vendor software without changing your host.
Card acquiring
A host for ATM, kiosk and POS networks, in the cloud or on-premises.
Software and integration
What our software team delivers
Our in-house software team configures KAL's Kalignite platform, connects it to your systems and supports it locally, including on terminal fleets we didn't supply.
Core banking & switch integration
Kalignite connected to your host, card management and payment switch.
ATM applications on KAL K3A and Kalignite NDC
Your branded customer journeys built on KAL K3A, and existing NDC networks moved to Kalignite NDC without host changes, configured and supported by our software team.
Multi-vendor fleets & upgrades
One application across mixed terminal brands, with older terminals moved to Windows 11 using KAL's hypervisor technology.
Local software support
L2/L3 software support from engineers in Kuwait and Oman, under SLA.
Delivered by MGT
One local team, from the first assessment to everyday support.
Assess
Fleet, host and goals reviewed.
Design
Target architecture and plan agreed.
Integrate & test
Connected to your host and tested end to end.
Roll out
Pilot, then phased rollout.
Support
SLA support in Kuwait and Oman.
Certified and compliant
- EMV-certifiedChip and contactless card transactions to global standards.
- Visa & MastercardDeployments certified by the major card schemes.
- PCI DSS-readyBuilt to help banks meet PCI DSS security requirements.
- Windows 11 readyIncluding Hypervisor technology that brings older self-service terminals to Windows 11.
- XFS core memberCore member of the global XFS standards body for over 20 years.
As stated by KAL for its Kalignite software. PCI DSS-ready means built to help banks meet PCI DSS; it is not a certification.
Talk to our software team
Tell us about your ATM fleet and host. We will suggest a practical path and timeline.


